Charming 2 family home (zoned for 3 family) 3-Bedroom 2-Bath over 3-Bedroom 2-Bath w/walkout ground floor in Prime Mount Vernon Location. This delightful two-family home offers a perfect blend of classic charm and modern convenience. Nestled in a friendly and picturesque neighborhood, this property is an ideal choice for families or anyone seeking a serene suburban lifestyle. Each unit has 3 Spacious Bedrooms. Each bedroom is generously sized, offering ample space for rest and relaxation. 2 Full Bathrooms to ensure comfort and convenience for you and your guests. Each unit has its own washer and dryer, central air and tankless water heater. All utilities are separate. The living room boasts plenty of natural light, creating a warm and welcoming atmosphere. The kitchen features modern appliances, ample cabinetry, and a cozy breakfast nook. Perfect for family dinners and entertaining guests. Beautiful hardwood floors throughout add a touch of elegance to the home. The finished basement offers a versatile space that can be used as a recreation room, home office, or gym with a summer kitchen and full bathroom. The private backyard allows you to enjoy outdoor living with a spacious backyard, ideal for gardening, barbecues, and relaxation. There is a two car garage along with plenty of space for your guests to park. Provides convenient parking and additional storage space. Close to schools, parks, shopping, dining, and public transportation, making your daily commute a breeze. Don't miss the opportunity to make 134 Franklin Avenue your new home. Schedule a viewing today and experience the charm and comfort this property has to offer!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,920 | $799,920 | $799,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,465 | $1,465 | $1,465 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,542 | $4,990 | $6,696 |
Total Monthly Payment | $6,098 | $6,546 | $8,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.