Under contract-accepting backup offers. Under Construction. Step into the sensible sophistication of your new Estela Living home, where every detail has been meticulously crafted to exude up-to-date refinement yet tasteful subtlety. As you arrive, a majestic stone facade warmly welcomes you. Your eyes are immediately drawn to the front door, adorned with sleek glass framing, a testament to the contemporary but conservative poise throughout the property. Walking through the front door, the open floor plan instantly gives a sense of spaciousness and comfort. The finishings leave an impression of functionality and style. An oversized sliding glass door and numerous windows bring in tons of natural light. The generous family room has been thoughtfully worked into a seamless design encouraging togetherness while allowing for individual pursuits. A covered lanai, coffee station, designer pendant lights and hard floors throughout are other features included in our homes. Unlike the standard offerings found in homes below luxury pricing, these upscale details are currently found only in Estella Homes, where affordability is being redefined. Estella Homes is setting a new pace for economical family homes by opting for methodically chosen luxury design elements as focal points with dignified surroundings. *** SHOWING INSTRUCTIONS PLEASE CALL AGENT BEFORE SHOWING 1 hr notice needed *** $10, 000 FOR CLOSING COST
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,603 | $2,058 |
Total Monthly Payment | $1,734 | $1,714 | $2,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.