END OF THE YEAR SPECIAL!!! NOW LISTED BELOW $300K!!! This brand-new 2022 townhouse at the Sea Forest Beach Club weathered 2024 hurricaines remarkably well. Situated high off the ground, the living spaces remained completely dry. While the water flowed through the foyer as intended, it did not flood the vehicle parked inside the garage. Per latest community update all repairs related to the common elements, including pools , gates, landscape are either completed or being worked on and there is no special assessment to the owners. This 3-bedroom, 2. 5-bathroom townhome boasts over 2, 500 square feet across 3 levels. The top floor hosts two master suites with ensuite bathrooms and walk-in closets. The second floor features an open floor with spacious living/dining room, a kitchen with breakfast bar and pantry, a half-bath, and a versatile guest bedroom that could double as a home office. All kitchen and bathroom cabinets have soft-close functionality. Quartz countertops in the kitchen and and bathrooms, as well stainlesss appliances add quality to this brand new home. The homeowner can control the thermostat, lock/unlock the front doors, garage door opener as well as access the entry and pool gate via apps on their phone. The 853-square-foot ground floor includes a 1-car garage, foyer, patio, and ample storage for bikes, beach gear, and more - eliminating the need for off-site storage. The fenced backyard provides room for gardening, grilling, and outdoor relaxation. The townhome even has a built-in elevator shaft for future installation. A low $265 HOA fee covers grounds/exterior maintenance, community pool, fitness center, WiFi, basic cable, and trash - plus exclusive access to the private Gulf Harbor Beach Club, complete with picnic areas, grills, bathrooms, and free parking to enjoy stunning sunsets. This prime location is close to the Tarpon Springs sponge docks, Howard Park beach, and downtown New Port Richey's shops and restaurants. Take a walk through this property via this link: https: //www. youtube. com/embed/UcrKDrBI7iE?si=C3rhfNpD7s4syZYP
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,612 | $2,035 |
Total Monthly Payment | $2,189 | $2,149 | $2,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.