Welcome to your fully-furnished oasis in the vibrant 55+ community of Spruce Creek Golf and Country Club, nestled in the charming town of Summerfield! This delightful 2-bedroom, 2-bathroom home offers a perfect blend of comfort, convenience, and resort-style living, complete with a golf cart for your enjoyment. As you step inside, you'll be greeted by a warm and inviting atmosphere, with tasteful furnishings, modern fixtures, and all the essentials for a relaxed lifestyle. The open layout seamlessly connects the living, dining, and kitchen areas, creating a spacious feel ideal for entertaining or simply unwinding. The well-appointed kitchen comes fully equipped with appliances, ample storage space, and a breakfast bar for casual dining. Whether you're preparing a gourmet meal or enjoying a morning cup of coffee, this kitchen is designed to meet your needs. The primary bedroom suite is a peaceful retreat, complete with a cozy bed, ensuite bathroom, and plenty of closet space. The second bedroom offers versatility and comfort, perfect for guests or as a home office. Both bathrooms are beautifully appointed and ready for your convenience. Step outside to your private outdoor space, where you can soak up the Florida sunshine or enjoy al fresco dining in the fresh air. The included golf cart adds an extra layer of convenience and fun, allowing you to explore the community amenities with ease. The community amenities are second to none, including golf courses, swimming pools, fitness centers, social clubs, and more. Every day is a new adventure in this lively and welcoming neighborhood. Located in the heart of Summerfield, you'll have easy access to shopping, dining, medical facilities, and recreational opportunities. Whether you're seeking an active lifestyle or a peaceful retreat, this home in Spruce Creek Golf and Country Club offers the best of both worlds. Don't miss this opportunity to experience resort-style living in a fantastic 55+ community with your very own golf cart included. Schedule your viewing today and make this furnished gem your new home sweet home!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,120 | $2,120 | $2,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.