Seller concession considered! Very motived seller! This beautiful home is priced to sell !Located on a quiet street in the sought after Spackenkill School District is this beautiful, spacious contemporary home on a level lot with a beautiful unground pool. Government records have not been updated yet to show the addition of a 5th bedroom and a 4th full bathroom. This home has plenty of room for everyone and is situated close to schools, shops, and great dining. The outdoor space is perfectly suited to entertaining. There are 2 master bedrooms with ensuite baths in addition to 3 other bedrooms. The bedroom on the lower level has a private entrance and an adjoining den or recreation room. This home has solar panels leased through Tesla for $80 per month with 13 years left on the lease. Tesla inspected the roof prior to the installation of the solar panels and has guaranteed the roof for the term of the lease. Seller has hired a consultant to ensure that all certificates of occupancy are in place in order to facilitate a seamless transaction. Additional Information: Amenities: Stall Shower, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,317 | $1,317 | $1,317 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,884 | $2,845 | $3,609 |
Total Monthly Payment | $4,293 | $4,254 | $5,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.