Welcome to 8 Cardinal Court, Ridge, NY, located in the new North Fork Gateway community. This beautiful corner lot spans 0. 62 acres and hosts a newly constructed colonial home, completed in 2023. The Mattituck Model boasts 4 bedrooms and 2. 5 bathrooms. Inside, you'll find a spacious dining room with elegant crown molding and a great room (17x15) that opens to the family room, featuring a charming gas fireplace. The gourmet kitchen is equipped with stainless steel appliances, granite countertops, and hardwood flooring throughout. The bathrooms and laundry room are adorned with ceramic tile, and the primary bathroom includes a luxurious soaking tub. The home is energy efficient with 2-zone central air conditioning, a star-rated gas boiler, and a hot water heater. It also features a 200-amp electrical service and natural gas heating. The property includes a full, unfinished basement with 8-foot ceilings and an outside entrance, providing ample storage or potential for customization. A 2-car garage completes this turn-key home. Enjoy proximity to golf courses, restaurants, beaches, and shopping. This exceptional property is move-in ready and waiting for you. Don't miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,487 |
Total Monthly Payment | $4,349 | $4,345 | $5,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.