THE UNIT: An Incredibly beautiful, serene & expansive corner unit w/ ideal layout & floor plan at approximately 1300 SF. . . and views that overlook the historic West Side Tennis Club (& it's grass courts!) from every room! Step inside to a super long, entry gallery hall w/ two closets. Bright, sunny & spacious living room w/ track lighting, custom shades, hidden un-wall cable wiring & plenty of space for a secondary area (such as a home office or remote work space. ) XL formal, corner dining room w/ dual window exposures that easily converts to a very comfortable 3rd bedroom, Beautifully renovated, windowed kitchen w/ ceramic tile floors, granite countertops, gorgeous cabinetry w/ custom Lighting & stainless steel appliances w/ dishwasher. Private sleeping quarters w/ it's own separate hall stands apart from the main living area & makes for easy entertaining & family life! Corner mater bedroom bedroom w/ foyer area, dual window exposures, walk-in closet and an opp to add a half bath w/ board approval. Renovated, windowed bathroom w/ shower/tub combo and new silent vent system. Additional hall closet/pantry w/ floor-to-ceiling storage. New window installation is upcoming and paid in full by the seller. Other details include high ceilings at 9 feet freshly painted/skimmed walls, new doors, refinished gorgeous wood floors, custom wood shutters & much more. . . LOCATION/BUILDING: Enjoy the best of city + suburb in a location that simply can not be beat! A beautiful, pre-war, pet-friendly co-op most ideally located in the beautiful, historic and private community of FH Gardens. Live-in Super w/ full staff. On-site property manager & office admin. Exceptionally manicured gardens. A beautifully landscaped private park w/ playground + seating for TVA residents only. New camera surveillance/system. Updated intercom system links to resident phone. New laundry room w/ wifi/app capability. Add'l storage options & bike room. Easy parking w/ resident permit only. Neighborhood security patrol. Online resident comm portal. Near absolutely all. . . i. e. LIRR, express subway/buses, shops, entertainment, the beautiful and enchanting Station Square, WSTC, FH Stadium and more! OTHER: Board application, approval & interview required. Min down payment = 20%. Max DTI = 28%. Dogs welcome. Sublets allowed after 2 years w/ Board approval.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $3,976 | $3,976 | $5,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.