Photos and description are all PRE-Hurricane Helene . . . Old Florida, "Cute and Cozy" Bungalow Beach Escape on the Ever Popular and Eclectic SUNSET BEACH . . . "Sunset Seaclusion" is the name of this charming Bungalow that can now be yours! . . . complete with 'Pinellas County Pine' walls and floors (under the new Luxury Vinyl Plank) - this Bungalow just exudes history and charm of years and times gone by, with some modern touches, like the custom-built kitchen . . . Owners use the carport as additional OUTDOOR living area, and you may do so as well! . . . Surprisingly, there is LOTS of storage options and a great use of space throughout, esp in BR # 1 . . . The 2nd Bedroom has an outside entry / exit door and access to a closet that is shared by the adjoining Main Br . . . still, it is may be best as a Den, nursery, home office, etc. . . owners have rented this as a 2 Br numerous times over the years . . . your New Beach Place will be mere STEPS to the Sand and the Gulf of Mexico, but ALSO just a few blocks from the Public Boat Ramp / Launch at 84th Ave (Hello: Kayakers, Jet Skiers, etc!) and the "Almost Famous Dog Beach" a few blocks south (opposite Mansions and just before Lands End) . . . Be sure and take the combo Walk-thru / DRONE VIDEO Virtual Tour . . . . then HURRY, schedule YOUR showing - and do not miss the boat - this is your opportunity to get YOUR CHARMING BEACH PLACE at Sunset Beach for not much more than people have been paying for "Tear Downs" and vacant land here, lately!! . . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
Total Monthly Payment | $2,471 | $2,444 | $2,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.