One or more photo(s) has been virtually staged. This 3 bedroom, 1 bath home is nestled in the heart of Meadowlawn in beautiful North St Petersburg. The home is on a peaceful street and surrounded by mature landscaping in the shade of a prominent oak tree. Its perfect location and elevation sheltered the home, wherein it survived unscathed during the most recent hurricanes, with no flooding or damage, inside or out. However, the exterior has been freshly painted and updated. Featuring a roomy driveway with space for two to three cars tandem, with a gate for access to a storage area for kayaks and bicycles. On the other side of the house is a double gate for RV or boat parking which boasts power hook-ups for the RV. The spacious backyard is lush with Florida friendly plants, a back deck with room for a hammock, a garden shed for your tools and an additional climate-controlled shed, full of natural light for all your storing and crafting needs, all fully enclosed by a privacy fence. Enjoy cooler nights with your own firepit, as you gaze upon the stars in your backyard oasis. As you enter the home, the generous living room welcomes you with stunning flooring which flows into the amply sized dining room and both rooms feature matching tasteful ceiling fan fixtures. From the dining room, the updated kitchen boasts granite countertops, light and bright cabinets and appliances and a view of the secluded backyard. The kitchen further offers a unique built-in shelving facing the dining room with a chalkboard space for all your reminders! From the dining room and built-in shelves, the bathroom is on your left with plenty of outdoor light to brighten your day. The second bedroom is down the hall with the primary bedroom being next door. The bedrooms feature the same bountiful sunlight and beautiful flooring that is unique to this home. Back to the kitchen, an oversized pantry and laundry room are adjacent and pose much sought-after storage and indoor laundering for this area. The third bedroom is off the laundry room and maintains a large walk-in closet and access to a mud room with outdoor backyard entry. Meadowlawn is a quiet, beautiful neighborhood in St Petersburg with proximity to downtown St Pete, shopping, the interstates, the beautiful beaches and all the amenities this area has to present itself.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,400 | $288,400 | $288,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,917 | $2,432 |
Total Monthly Payment | $2,247 | $2,221 | $2,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.