This is a beautiful, renovated, spacious apartment in the Savoy, a well-maintained complex in the heart of Riverdale! This home offers style and functionality, boasting two bedrooms with two fully remodeled bathrooms, a welcoming foyer with three closets, a dining area, and a sunken living room leading to a serene private terrace. A convenient Murphy bed in the living area provides additional sleeping space for guests. The sun-drenched eat-in kitchen features two windows, a pantry, and brand-new cabinets with countertops. The master bedroom features ample space, an upgraded en-suite bathroom, and a sizable closet, while the second bedroom includes a custom-built closet. Throughout the apartment, hardwood floors lend an elegant touch. Every detail has been attended to, with new windows, doors, blinds, and light fixtures enhancing the overall ambiance. Residents of the Savoy can enjoy access to a charming lobby, communal laundry facilities, storage, bike storage, a live-in superintendent, and a private outdoor garden. This complex, conveniently located near shops, restaurants, schools, parks, and the local library, offers easy access to transportation options, including the Metro North, express buses to Manhattan, and major highways. Additional Information: Amenities: Windowed Bath, Windowed Kitchen, HeatingFuel: Oil Above Ground,
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,097 | $2,672 |
Total Monthly Payment | $2,172 | $2,172 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.