This beauty has been carefully crafted with touches of timeless elegance. The turn-key, 4-bedroom, 3-bath home features an open concept first level with a gorgeous white kitchen with floor-to-ceiling cabinets, quartz countertops, stainless steel appliances and a peninsula with seating. The kitchen is open to the dining room and foyer. A formal dining room/reading room leads you to a large living room with vaulted ceilings, a working fireplace and sliding glass doors to your outdoor deck. The first floor also encompasses a full bath with bathtub and a large bedroom. Upstairs is the primary suite with a walk-in closet and marble bath, a full guest bath and two additional bedrooms. Ample storage is available in the full basement and attached garage. The hamlet of Blue Point is truly a hidden gem with access to the Great South Bay (0. 8 mi) and Fire Island Ferries. The award-winning Bayport Blue Point school system is highly sought after.
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Our Executive Mortgage Banker:
Our Insurance Division:
$774,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,999 | $619,999 | $619,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,012 | $1,012 | $1,012 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,125 | $4,073 | $5,229 |
Total Monthly Payment | $5,229 | $5,177 | $6,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.