TWO SIDE BY SIDE 40 FT. EACH OPEN WATER & HARBOR FRONT BOAT DOCKS W/ 13, 000LB. & 10, 000LB. LIFTS RESPECTIVELY OFFER DIRECT INTRACOASTAL WATERWAY & GULF OF MEXICO ACCESS, AND CONVEY IN THE SALE OF THIS SPECTACULAR ISLAND ESTATES CONDO HOME. The view is immediate, and without obstruction, as the building is cantilevered over the widest stretch of Clearwater Harbor, as it descends into Mandalay Channel. THE EXPOSURES? MAGNIFICENT AND FAR REACHING. IMAGINE SOUTH AND WEST ORIENTATIONS OVER THE BREADTH OF THE ENTIRE CLEARWATER BEACH SKY AND COAST LINE WITH POIGNANT SUNSETS OVER THE GULF, WHILST COMPELLING DAY AND NIGHT TIME PANORAMAS ENGAGE YOUR SIGHT AND SENSES WITH CLEARWATER HARBOR POISED DIRECTLY BEFORE YOU. Perfectly positioned in the center of the building, an elongated balcony with Fabulous Full pool views encompasses the entire width of the apartment with the primary suite, living and dining arenas with kitchen enjoying the aforementioned jaw dropping views. NOW FOR THE INTERIORS. . A SOFT SPOKEN MODERN APPROACH TAKES CENTER STAGE AS WHITE CRISP KITCHEN CABINETRY, RICH GRANITE COUNTERS AND SUPERIOR STAINLESS STEEL APPLIANCES LEND TO A TIMELESS, INTEGRATED KITCHEN W/ HIGHTOP BAR, A LUXURY PLANK FLOOR BELIES AN EARTHY TEXTURE THAT SEAMLESSLY BLENDS A MODERN, YET TRANSITIONAL AESTHETIC THROUGHOUT. HEIRLOOM LEGACY LIGHTING FIXTURES ARE WELL PAIRED WITH MODERN BLACK & WHITE DOOR HARDWARE AS ALL OF THE ABOVE IS FRAMED BY A DESIGNER SILVERY WHITE PAINT PALETTE FINISHED WITH LEVEL 5 SKIM COATED CEILINGS. Both the primary and second bedrooms are capacious enough to house KING AND QUEEN BEDS, and come as full en-suites w/adjoining baths. The primary offers enough space to outfit a home office within, and a volume walk-in closet. Exceptional vanities outfitted w/bespoke plumbing, mirrors and commodes in both baths. An in-unit laundry with full size stackables and a dedicated pantry almost completes the resume of this EXCEPTIONAL CONDO HOME. . Now for OUR COMMUNITY: ISLAND ESTATES IS WELL VERSED FOR ITS’ SELF CONTAINED NATURE, FROM FINE & CASUAL DINING TO WELL APPOINTED GROCERY STORES, HAIR SALONS, BANKS, CONVENIENCE STORES, AND SERVICE STATIONS, NOT TO MENTION THE VERY RECREATIONAL VEHICLES OF BIKING, SWIMMING AND BOATING YEAR ROUND IN THIS MODERN DAY MAYBERRY. 650 Island Way as an association has undergone tremendous structural improvements most recently having completed a complete revamp of their boat docks, walkway and promenade. Also, new elevators enhance your visual perception as you ascend to your new home. COVERED CARPORT PARKING SPACE #66 also conveys in the sale, and there is a storage closet located immediately off of your balcony. MAY BE SOLD TURN KEY FURNISHED FOR YOUR CONVENIENCE, SOME PERSONAL EXCEPTIONS, ASIDE. Come visit me, I’m looking forward to your impressions. .
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,614 | $3,610 | $4,658 |
Total Monthly Payment | $4,193 | $4,189 | $5,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.