Price improvement! New roof and exterior paint 2024! Newer luxury vinyl flooring, whole home generator, golf cart included, and comes with a transferable home warranty good through 4/2026! Sail away to the waterfront community of Royal Harbor in Tavares, FL! This gated, 55+ community is full of quiet streets and active lifestyle amenities. Royal Harbor offers its residents a variety of recreation choices. This well maintained home allows you to be carefree as it has a low maintenance yard, landscaped with rock and mulched flower beds. A well appointed roomy kitchen with 40” tall upper cabinets, eat-in bar, pantry, newer fridge and stove, and breakfast nook provide plenty of space for the chef of the household. Before heading up to the large loft area with its own kitchenette and half bath, you’ll find a full bathroom across from a second bedroom with a walk-in closet. The loft is the perfect space for an office, media room, game room, or even a THIRD BEDROOM, and comes with a peek-a-boo lake view! The primary bedroom will check all the boxes and impress with its HUGE walk-in closet and glass sliders allowing private entry onto the lanai! The covered lanai space has been enclosed with vinyl to create a dry space to enjoy all year long and includes privacy shades for that extra touch. Off of the lanai you have a finished concrete pad with majestic palm trees for your outdoor entertainment space. With no home directly behind you, this special lot exudes a sense of an extended backyard. The two car garage has a finished floor, extra storage closet, and a fully extendable exterior screen for indoor/outdoor flexibility. The HOA also includes: fitness center, billiards room, arts and crafts room, library, card room, and even a computer room. With a resort-style pool and spa, enjoy cooling off on those hot summer days after playing tennis, pickleball, shuffleboard, bocce, or riding your bike through the meandering trails and paths through the lush landscape of the community. If you don’t like to bike, no worries, hop in your golf cart and away you go!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,448 | $2,396 | $2,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.