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Welcome to your dream home in the prestigious East Lake Woodlands Pinewinds community! MAINTENANCE FREE villa with a one car GARAGE. This RARE END unit villa is NOT A CONDO. This charming villa boasts 2 spacious bedrooms and 2 modern bathrooms, perfect for comfortable living. The interior is adorned with elegant plantation shutters and sleek laminate floors throughout, with a hint of carpeting in the bedrooms for added coziness. The heart of this home is the beautifully updated kitchen, featuring a stainless steel microwave and oven that will delight any chef. Relax and unwind in the screened patio, an ideal spot for enjoying the serene surroundings and fresh air. Situated on a desirable corner lot, this villa offers a great garden space, perfect for gardening enthusiasts or simply enjoying nature. The convenience of a one-car garage provides ample storage and protection for your vehicle. Located in a gated community, you'll appreciate the added security and peace of mind. HOA fee of $625: INCLUDES the Spectrum internet cable package of 125 premium channels and internet/phone. This alone, is a HUGE savings. HOA also INCLUDES: Gated community, POOL maintenance, ROOF maintenance and replacement, EXTERIOR PAINT, EXTERIOR MAINTENANCE as well as the Sentrion TERMITE PROTECTION Service, Trash and Sewer. Plus, the community pool is just steps away, offering a refreshing retreat on warm days. Don't miss out on this exceptional opportunity to own a piece of paradise in East Lake Woodlands Pinewinds. OPTIONAL membership is available to the ARDEA Country Club offering Golf Courses, Tennis Courts, restaurant and fitness center and so much more. Tampa International Airport, HONEYMOON ISLAND, CLEARWATER BEACH, all a short drive away. Schedule your private tour today and experience the beauty and tranquility this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,058 |
Total Monthly Payment | $1,731 | $1,729 | $2,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.