New Year, New You! Seal your deal on your new move-in ready home by January 2025!
This rarely available, same owner the past 10 years, warm one bedroom, one bath first-floor accessible apartment is perfectly sized.
A walk-up co-op building is professionally managed with a boutique feel.
Apartment Features:
- Living Space: Hardwood floors throughout with southern exposure and large double-pane windows for reduced sound and climate control, allowing plenty of natural light.
- Kitchen Alcove: Features a gas stove, appliance upgrade planned, ample counter space, cabinets, and a cozy spot for a bistro set.
- Bedroom: Comfortably fits a queen-size bed with room to spare, includes a large closet, and comes with mounting hardware for a wall-mounted television.
- Bathroom: Upgraded tub and shower with a glass shower door.
- Lighting: Energy-efficient fixtures for maximum electricity savings.
- Storage: Three spacious closets within the apartment and a basement storage locker for bikes and overflow items.
Building Amenities:
- New feature Keyless entry
- Connectivity: Wired for Verizon Fios and Spectrum Cable, providing options for streaming, internet, and telephone services.
- Security: 24-hour monitored security cameras throughout the building and video intercom doorbells in each apartment.
- Basement non-motorized bike storage and individual unit storage locker cage included in maintenance
- Transportation: Located near the 125th Street corridor, offering convenient access to multiple bus lines (M1, M2, M3, M7, M10, SBS 60 to LaGuardia Airport/Manhattanville) and subway lines (1, 2, 3, 4, 5, 6, A, B, C, D) as well as Metro North.
Neighborhood Highlights:
- Dining: A variety of dining venues in Harlem’s Restaurant Row, including Melba’s, Sylvia’s, Settepani, LoLo’s Seafood Shack, Chocolate, The Edge, Charles Pan-Fried Chicken, Ponty Bistro,
Harlem Shake, Blvd Bistro, Tropical Grill, and the Victoria at the Renaissance Harlem Hotel.
- Shopping: Nearby shopping options include Whole Foods, Trader Joes, Target, Food Bazaar, Marshalls, Burlington Coat Factory, TJ Maxx, Banana Republic, Sephora, DSW shoe warehouse, The Brownstone, and more.
Additional Information:
- Building Policies: Nonsmoking building,
- Not allowed washer/dryer in units.
- Pet Policy: Pets are welcomed!
- HDFC Requirements: Board approval required with strict income limits of 120% AMI:
- 1 Person: $130, 440
- 2 People: $149, 160
- 3 People: $167, 760
- 4 People: $186, 360
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$332,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $266,399 | $266,399 | $266,399 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,795 | $1,771 | $2,247 |
Total Monthly Payment | $1,870 | $1,846 | $2,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.