PRICE IMPROVEMENT!!! Discover this beautifully updated 2-bedroom, 2-bathroom 3rd-floor condo in the lively and active 55+ community of On Top of the World, right in the heart of Clearwater, Florida! Hop on the elevator and glide up to your top-floor retreat, where a bright and open floor plan greets you with updated kitchen, bathrooms, and flooring. Worried about hurricanes? Not here! This unit is fitted with new hurricane-impact windows (2018). Plus, it has a new A/C (2020) and a newer water heater (2019). Step inside to find laminate flooring throughout the main living area, ceramic tile in the kitchen and foyer, and plush newer carpet in the bedrooms. The living and dining room combo is perfect for entertaining. The kitchen is a chef's delight, with stainless steel appliances, updated cabinets, granite countertops, a stunning tile backsplash, a built-in desk, and plenty of cabinet storage. The owner's suite features large windows that let in plenty of natural light and a full bathroom with a walk-in glass shower. The spacious second bedroom is perfect for guests. This unit has a ton of closet space, an assigned space in the building's communal storage room, and bike storage on the first floor.
Get ready to enjoy the incredible amenities this vibrant 55+ active community offers, including 27 holes of golf!! Tee off on TWO golf courses with 9 and 18 holes, take a dip in one of the TWO community pools (one heated), or socialize at the clubhouse. Stay fit at the recently updated fitness center or take your furry friend to the fenced dog park with covered sitting areas. Grab a bite at the Good Karma Café/Restaurant, stroll along the walking trails with fitness stations, or play a game on one of the 4 tennis courts, racquetball courts, 2 pickleball courts, or 8 shuffleboard courts. And that’s just the beginning! This community has 175 clubs to pique your interest. The low-cost association fee covers over 200 cable TV channels, high-speed internet, sewer, trash, water, exterior maintenance, grounds maintenance, escrow reserve funds, pool maintenance, exterior pest control, security, golf course, and recreational facilities. Perfectly situated near shopping, malls, fine dining, walking and biking trails, parks, hospitals, international airports, nightlife, and entertainment, and just a short drive to award-winning beaches. Don’t miss out on this fantastic opportunity! Schedule your showing today and experience the best of 55+ living at On Top of the World.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,999 | $159,999 | $159,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,390 | $1,389 | $1,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.