Charming Farmhouse with Modern Upgrades and Scenic River Frontage -Discover the perfect blend of country charm and modern convenience in this beautifully updated 4 bedroom home with long frontage on the Mohawk River. The home boasts large fields ideal for gardening or homesteading, as well as your own private pond providing a serene rural retreat. Inside, the newly renovated kitchen features gleaming hickory wood floors, hickory cabinets, and modern fixtures, making it a chef's delight. The living room, enhanced by the conversion of the front porch into additional living space, includes a gas stove on the hearth, creating a cozy atmosphere. The master suite is a luxurious escape with a custom bathroom that includes a soaking tub and walk-in shower. Above the 30x30 two-car garage, you'll find a newly finished family/rec room complete with a bathroom, offering a versatile space for relaxation or entertainment. Additional updates include significant improvements to the wiring, insulation and fixtures throughout the home. A new shed provides ample storage, and a new automatic whole-house generator ensures you're never without power. Outdoors, a large tree house has been constructed, offering a fun and unique feature. Don't miss the opportunity to see this charming farmhouse with modern amenities and breathtaking river frontage. Snowmobile and ATV trail access with landowner permission. Schedule your visit today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,990 | $479,990 | $479,990 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $3,654 | $3,651 | $4,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.