Once upon a time in the year 1820 in a sweet little village called Rhinebeck, a pretty Saltbox was built by a master craftsman. Over the years it evolved into a 3 Bedroom, 1. 5 Bath home and well loved by the owners who meticulously restored, maintained and updated it over the years while retaining the delightful charm of the home's era. They took great care to maintain the integrity from the wonderful wide boards that flow throughout the welcoming Center Hall into the spacious light filled Living Room with original hand-hewn beams, period Federal Fireplace and built in nooks to display collections and books. The hard wood floors carry into a formal Dining Room with corner China cabinet. The Kitchen is updated with lovely finishes and loads of storage, a petite half bath also updated is on the main level. Off the enclosed Porch is a Bonus Room that is perfect for an Office or 4th Bedroom. Up the pretty staircase you will find 3 very nicely sized Bedrooms each with a closet. The new full Bath has tasteful finishes. The Basement is dry and usable for storage. The back Deck is a wonderful place to enjoy the birds that nest in the tall shade trees or the bees and hummingbirds that visit the abundant fragrant flower beds. The home is lusciously landscaped with an array of shrubs that bloom from Spring into Fall. The one car detached Garage is a perfect place for working on projects or storing tools and backyard toys. Take a quick stroll and you are downtown to enjoy the many shops, movies, cafes and fine dining. A quick trip takes you to the Taconic, Amtrack or an afternoon at the many vineyards, antiquing or Dutchess County Fairgrounds. Come make this historic jewel your own and live happily ever after.
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,920 | $543,920 | $543,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $998 | $998 | $998 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,615 | $4,587 |
Total Monthly Payment | $4,709 | $4,705 | $5,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.