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This move-in ready 4 bedroom, 2 bathroom home in the established Creekside subdivision has a lot going for it. NEW Roof (2024), NEW
Luxury Vinyl Plank flooring (2024), NEW Kitchen Cabinets and Countertops (2023), NEW Stainless Steel Kitchen Appliances (2023), NEW Leach Field (2022) . . . In addition, the home's exterior and interior have been freshly painted; updated landscaping, and a refreshed irrigation system. Walking into this lovely home you'll notice the high ceilings and ample light. The split floor plan is highlighted by the spacously remodeled kitchen featuring: All-Wooden Cabinets with Soft Close Drawers and Doors, Quartz Countertops, Stainless Steel Appliances, and a breakfast nook that looks out to ample living and dining spaces. And when it's time to escape to your own corner of the home, your Master Bedroom is just the place. It features a large walk-in closet and a secondary closet. The Master Bath has a full lengthed Double Vanity, Garden Tub, and Tiled Shower. All bedrooms come with ceiling fans. For those who need a home office - one of the bedrooms is equipped with adjoining closets and double doors that would make for a perfect home office. This home also features a 3-Car Garage with Tandem Parking that can accommodate a small fishing boat with a trailer, OR use the area for a garage workspace, OR to store lawn equipment, OR even that 3rd car or motorcycle. The backyard is fully fenced for privacy and has lots of open space for those who enjoy being outside playing games with family and friends . . . there also a covered patio with a ceiling fan if you just want to relax. The Creekside subdivision has a community pool open to residents and a small pond that's a popular spot for fishing. The home is conveniently located . . . minutes from local shopping and restaurants; approximately 40 minutes to the Brandon Mall, about 1 Hr to the restaurants of Ybor, and about 30 minutes to Downtown Lakeland. (NOTICE: Property is owned by a licensed Florida Real Estate Sales agent)
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Our Executive Mortgage Banker:
Our Insurance Division:
$382,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $306,000 | $306,000 | $306,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,062 | $2,062 | $2,645 |
Total Monthly Payment | $2,455 | $2,455 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.