Under contract-accepting backup offers. Step into your new sanctuary nestled within the GATED community of COPPER CHASE in the heart of Oviedo. As you enter this END UNIT, you are greeted by the serenity of lush conservation views, away from the hustle of the city. Mature crepe myrtle and magnolia trees shade the covered walkway to the private side entrance. Upon entering, to your right is the sunlit open concept combined kitchen, dining and living room. The kitchen will delight the senses of any culinary artist, boasting ample cabinet space and a closet pantry for additional storage, a working island with breakfast bar, gleaming stainless-steel appliances including a wall oven and microwave and a built-in cooktop. Recessed and pendant lighting create a sense of warmth to relax in or to share a meal in the dining nook. Sliding glass doors off the living room lead to a screen enclosed patio with interlocking tile floors and peaceful forest and pond views – the ideal space to enjoy a favorite beverage in solitude, reading or to share a conversation with a special someone. To the left and down the hall, double doors open to a bonus room versatile enough to serve as an additional bedroom, office or den and a convenient half bath makes this floor fully functional. Wooden spindle rails and staircase lead to the second level of this townhome. A split-bedroom floor plan features three bedrooms, two of which share a full bath, and an inside laundry room. The owner’s retreat to the rear of the upper level is adorned with a modern tray ceiling, an expansive walk-in closet and an ensuite bath where you can luxuriate in the jacuzzi garden tub looking over the pond area in the back yard. With additional space in the single car garage, an air handler replaced in 2023 with a UV light to help prevent mold growth and improve air quality, and LOW FEE HOA ensures peace of mind, covering exterior maintenance, including a roof less than three years old, building painting, termite treatment, garbage/trash services, lawn maintenance, and recent sod and landscaping installations. Your community gate remote is included, granting access to a tranquil enclave featuring tree-lined walkways, dog walking stations, and a park/playground. From this location, every convenience is at your fingertips, from shopping and dining to top-rated Seminole County Schools. With easy access to major highways, Oviedo on The Park, UCF, Siemens, and Research Parkway, you can embrace the allure of Central Florida living at its finest. MAJOR SYSTEMS: Roof 2022, Air Handler 2023, Water Heater 2007.
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,200 | $307,200 | $307,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,044 | $2,042 | $2,634 |
Total Monthly Payment | $2,337 | $2,335 | $2,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.