Seller offering 15k in buyer concessions! Discover the eagerly-awaited Waterset 5-bedroom home you've been waiting for. The spacious main level showcases an open plan design with a gourmet kitchen, featuring an oversized quartz island and upgraded cabinets. Embrace the convenience of a walk-in pantry and a gas stove in the kitchen. Hosting gatherings is a breeze in the expansive great room equipped with built-in Bluetooth speakers. Additionally, the main level offers a screened lanai, a versatile 5th bedroom or office with glass entry doors. Upstairs, find a loft area, three more bedrooms, and the primary suite featuring an upgraded bath and a spacious closet. Notable extras include a tankless water heater, convection oven, security system, hurricane shutters, and a finished garage floor. Enjoy the premium location within the Waterset community, within walking distance to the South Shore District offering shopping, restaurants, coffee shops, supermarkets, top rated schools, and all the Waterset community amenities. Waterset amenities include: a Community Pool, Kiddie Pool, Splash Zone, a Lap Pool, Spa/Hot Tub, Clubhouse with Fitness Center, Dog Park, Cafe/Restaurant, Picnic Areas, Walking Trails with Fitness Equipment Stations, Playground, Tennis courts, Racquetball courts, Basketball courts, Basketball courts, Volleyball courts, and Shuffleboard. Make an appointment to view this home today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,440 | $435,440 | $435,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $694 | $694 | $694 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,897 | $2,894 | $3,734 |
Total Monthly Payment | $3,683 | $3,680 | $4,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.