***Seller offering buyer $10K toward closing costs/interest rate buy-down!*** Why wait for new construction when you can have this like new 4/3/2 in beautiful Ashcroft at Watergrass. This roomy 2-story 2020 built Aspen floor plan from Meritage Homes features approximately 2, 500 square feet. The main floor of this super functional layout includes; large family room w/custom shelving, gorgeous modern kitchen w/ grey cabinets, stone countertops, island w/breakfast bar and seating for multiple barstools and closet pantry, dining area and front entrance w/custom planked accent wall, The main floor also features bedroom-4 and bath-3. The entire living area of the main floor features plank tile flooring. Take the steps up to the second story and you’ll first come to the oversized loft w/generously sized walk-in closet. The Aspen floor plan features split bedrooms. Bedrooms 2/3 and bath-2 are conveniently located in the middle of the second floor w/easy access from the loft and all secondary bedrooms. The rear of the home finds the enormously sized Primary Bedroom w/large walk-in closet and beautiful Primary Bathroom w/stone counters, dual sinks, step-in shower, separate toilet closet and linen closet. The laundry room is also found on the second floor w/added cabinets and shelving for additional storage. All rooms on the second floor have plush carpeting except the wet areas which have matching plank tile to the main floor of the home. The main floor also has sliders out to the back covered lanai for a shaded seating area and a fenced backyard and the front entrance features a covered front porch and attractive environmentally friendly landscaping w/pavered driveway and front walk. Some of the homes additional features include; Freshly painted exterior, Ring doorbell, irrigation system w/reclaimed water, rain gutters, new ceiling fans throughout and nearby streetlights. At the heart of the Watergrass community lies the lushly landscaped, multi-million dollar Sports Core, in which every resident enjoys membership privileges. The facility's aquatic center, workout room, clubhouse, ball fields and sport court provide the perfect setting for exercise, relaxation and casual gatherings for a very low HOA fee. Nearly 250 of the 1, 036-acre property has been preserved as woods and wetlands, and enhanced as parks and playgrounds. Miles of walking and jogging paths and dedicated bike lanes invite you to enjoy the entire community at your leisure. Watergrass is near shops, restaurants and schools including its own elementary school located inside the community.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,036 |
Total Monthly Payment | $2,978 | $2,948 | $3,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.