Stately 6-Bed, 3 Ba 1850's Catskill farmhouse & Barn, on 2 private park-like acres w/ mature shrubbery surround; a spectacle of yellow blossoms in Spring, calm & simply green throughout Summer & Autumn, minutes to Villages of Catskill & Leeds. Completely renovated-original historic details meticulously restored & blended w/ modern updates. Wide plank wood floors, hand hewn beams, wood moldings/ doors, carved mantel, stained glass door/ windows & hallway banister-workmanship you cannot reproduce today, can be found here. Owner boasts a duplex living space. Sprawling 1st Floor flows seamlessly from the foyer/ mud room, gourmet eat-in kitchen w/ deck access to enjoy your AM coffee, formal DR, LR, 3 beds, 2 full baths + Bonus of 3 large rooms on the 2nd floor currently used as workspace & visiting guest quarters-have endless possibilities. Attached Heated garage-lots of space to store your Skis after enjoying a day on the nearby slopes! Entire main floor flooded w/ natural light & doors lead to long grand-covered rocking chair'' porch for relaxing. Portion of the 2nd floor, utilizing a private entrance, currently set up as separate living qtrs. features: a kitchen, formal DR, LR, 2 beds & full bath. Tenant pays own heat/ HW, propane & electric. While the rental income definitely helps off-set expenses, w/ minimal effort, could easily be turned back into the grand 1-family farmhouse it once was or used as a Mother/ Daughter w/ its magnificent hallway w/ interior baluster stairway. Recent upgrades: new well pump, 2 Navian on-demand water/ heating units, gutters, windows, appliances, all roofing, house painted + much more. Enjoy local hot spots: Gracie's Luncheonette, Casa Susanna, Piccolo, Hemlock Bar just mins away; Hudson/ Amtrak, Ski Windham/ Hunter Resorts 15 mins; NY Thruway 10 mins; quick drive to HITS Saugerties/ Woodstock; NYC 2. 5 hours. One-of-a-Kind Property, add your personal touches, possibly a pool-make it your family's destination summer & winter!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,199 | $5,390 |
Total Monthly Payment | $4,345 | $4,291 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.