Located in HIGHLY DESIRABLE WESTCHASE/COUNTRYWAY area and the Seller is willing to pay up to one point towards rate buy down at closing with an acceptable offer. Centrally located in Tampa Bay with excellent schools this home stayed high and dry in Helene and Milton, with no water intrusion! Immaculate, move-in ready 3 BR/2. 5 BA/2-Car Garage POOL HOME on an OVERSIZED LOT. Beautiful newly resurfaced POOL with new PAVERED pool deck is ideal for entertaining and ready for you to embrace the Florida lifestyle! Once you enter the home you’ll be dazzled by the abundance of natural light in the dining/living room with vaulted ceilings. Inside laundry, with washer and dryer included, and the updated half bath are located downstairs. The kitchen boasts granite counters and stainless steel appliances (new refrigerator, microwave and range) and opens to the family room that features a wood-burning fireplace and the separate breakfast area. French doors off family room and sliders from breakfast area open to screened lanai and sparkling pool. The Primary suite is conveniently located downstairs and overlooks the pool and back yard, which has an irrigation system (not all homes in Countryway have one). The primary bathroom has been recently updated and features dual sinks, garden tub and separate shower with glass enclosure. Upstairs you will find two generously sized bedrooms and updated bath. Recent updates include: new ROOF, Luxury Vinyl Plank flooring installed throughout main living area and carpet in bedrooms, updated light fixtures, interior/exterior paint, ceiling fans, and resurfaced POOL with pavered pool deck. A/C is 2021. This home did not have any water intrusion during Hurricanes Helene or Milton! TERRIFIC LOCATION – 5 mins. to Publix, Walgreens and Target, PetSmart, 8 mins. to quaint, walkable WEST PARK VILLAGE (restaurants, shoppes), great shopping, restaurants, 20 mins. to Tampa Int’l Airport/BEACHES/downtown Tampa. Miles of scenic BIKING/RUNNING PATHS from this home! NO CDD fees & low HOA fees offer many amenities incl. tennis courts, baseball, volleyball, dog park, basketball, park, playground, and. more. Public executive-style golf course within community has several leagues that you can join. Don't miss the opportunity to call this terrific neighborhood your home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,110 | $3,947 |
Total Monthly Payment | $3,456 | $3,452 | $4,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.