Welcome to 15 Aspen Road, a 4 Bedroom, 3 Bathroom Hi-Ranch home nestled in the charming town of Kings Park. This type of home usually does not have a basement, but this is a rare Hi- Ranch with one! This residence offers a functional main floor layout, featuring three Bedrooms, perfect for accommodating family or providing space for guests. The main floor also includes a well-appointed bathroom, ensuring convenience for all. The heart of the home lies in the granite kitchen, where you'll find ample cabinet and counter space, making meal preparation a breeze. Adjacent to the kitchen is a welcoming dining room and large living room. This living room has a gas hookup for potential installation for a fire place down the road! On the bottom floor, you'll find a private retreat featuring an additional Bedroom and Bathroom, providing flexibility for guests or extended family members. This level also boasts a separate living space, offering endless possibilities as a cozy den, home office, or entertainment area. Adjacent to the living space is a small dining room with a kitchenette, perfect for creating a convenient secondary living space or accommodating multi-generational living arrangements. Entire Main floor has been freshly painted and hardwood floors have been sanded and stained. 2 Miles from town of Kings Park, 1. 4 Miles from Nissequogue River State Park. Kings Park School District. Great owner occupant home or investment! This home will not last!!
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Our Executive Mortgage Banker:
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$649,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,999 | $519,999 | $519,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $1,125 | $1,125 | $1,125 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,118 | $3,114 | $4,078 |
Total Monthly Payment | $4,335 | $4,331 | $5,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.