Family home located on quiet cul de sac. Near great restaurants, shopping, gyms, great schools, and easy access to I75. Tampa is only 20 miles north. This 3bdrm, bonus room 2. 5 bath 3 car garage features neutral tones, walk-in closets, ample storage throughout home, laminate/16in tile downstairs and huge bonus room, carpet is in bedrooms. The kitchen has a breakfast nook, granite countertop, 42in wood cabinets, pantry closet, and gas range. The kitchen opens up to the living room and dining room. The primary bedroom suite has a walk-in closet and accessory closet, garden tub, and separate walk-in shower. The huge bonus room is over the garage. It can be used as a media center, a game room, or converted to an extra bedroom for a growing family. Three car garage is ample room for storage of multiple vehicles, toys, and space for a workshop. Has 2 AC's; 1 for upstairs (2015)and 1 for downstairs. Both the front and back have a sprinkler system. The backyard is fenced (vinyl). Along the back fence is a paver planter wall along with an electrical outlet. A new roof will be on before closing. The community has low HOA fees, no CDD, and no flood zone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,494 | $3,217 |
Total Monthly Payment | $2,746 | $2,744 | $3,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.