** HURRICANE-PROOF GEM! THIS HOME WEATHERED THE RECENT STORMS OF HELENE AND MILTON WITHOUT A SCRATCH. ENJOY THE FLORIDA LIFESTYLE WITHOUT THE WORRY. ** EXTREMELY LOW YEARLY HOA FEES (only $158/year) FOR A RESORT- STYLE LIVING! Immaculate, like a NEW CONSTRUCTION, move-in-ready 3-bed, 2-bath home in Belmont, a tranquil community nestled away yet conveniently located just 2 miles from essential stores and services. ** This home qualifies for special CONVENTIONAL loan financing that offers discounted interest rates for those who are eligible! ** Enjoy a natural color palette flowing throughout, a water softener, kitchen backsplash (island and countertops), added fans in 2 bedrooms (originally no fans), extended lanai and pavers in the backyard and around the house, and 2 extra years of extended home warranty! ** INSIDE ** The heart of this open concept home is the spacious kitchen, with a central island perfect for hosting gatherings. It's adorned with granite countertops, double backsplash, and tons of storage space! The 3 bedrooms are also bathed in natural light and feature added fans for your convenience. The master bedroom is perfectly located, providing a walk-in closet and a double vanity ensuite, while the other rooms offer flexible living space to suit your needs. ** OUTSIDE ** Step outside and enjoy the extended covered lanai, and the partially fenced backyard. The pavers around the house ensure easy access, enjoy the flourishing garden and the mature papaya tree! ** COMMUNITY ** Beyond the beauty of your home, the Belmont community beckons with its resort-style amenities, including two pools, tennis courts, basketball courts, fishing ponds, and a dog park and miles of scenic walking trails that are all a part of the LOW yearly HOA fees! A new Publix supermarket is conveniently located at the community's entrance, while shopping centers, coffee shops, banks, hospitals, and the YMCA are all within easy reach. This prime location provides easy access to major highways for convenient commutes to Downtown Tampa, MacDill AFB, and puts you within an hour of the stunning Gulf Beaches and theme parks. Don't miss this opportunity to make this immaculate home with an extended warranty yours and start living the dream in Belmont! Bring your buyers!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,382 |
Total Monthly Payment | $2,445 | $2,396 | $2,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.