Commercial or residential Large building with partial kitchen, full bath, the start of 2 bedroom spaces, wood floors, Open floor plan with high ceiling, New hot air oil furnace, full walk out basement, plus second dog house entry to basement, 2 other inside entries to the basement, handicap ramp to front door, fully foam insulated walls, new windows in 2018, new doors 2018, new electrical system 2018, septic tank 1500 gallons and pump chamber in 2018, to shared septic field for 700 gallons per day. Full concrete basement with high ceilings. Approved for residential use in 2023, good parking area for at least 4 cars. Was a theatre/grange and still has a stage. Could this be turned into a duplex? Subject to right of first refusal by abutter. Agent interest, owner is related to the listing agents.
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,396 | $1,377 | $1,747 |
Total Monthly Payment | $1,661 | $1,642 | $2,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.