Welcome to this delightful 4-bedroom, 1. 5-bathroom Dutch Gable style home, situated on just under half an acre in the charming town of Saugerties. Meticulously maintained over the years, this residence exudes warmth and character. As you approach the property, you'll be greeted by a welcoming rocking chair front porch, perfect for enjoying your morning coffee while taking in the serene mountain views. Inside, the home boasts a spacious open floor plan. The expansive living room, featuring original wood beams, offers an ideal space for creating cherished memories. The large eat-in kitchen is a chef’s dream, complete with a center island, ample cabinet space, and extensive countertops. Adjacent to the kitchen is a dining room with sliding glass doors that open to a back deck, ideal for hosting BBQs and outdoor gatherings. A convenient laundry room with a half bath is located just off the kitchen. Upstairs, you’ll find four generously sized bedrooms, each with beautiful wood floors and cedar-lined closets. The full bathroom at the end of the hallway includes a shower/tub combo, a single sink vanity, and a toilet. Additional features of this home include a full unfinished basement and original Hardwood floors throughout , providing ample storage space, and a 1-car detached garage. This home is a joy to experience, offering a perfect blend of comfort and charm. Don’t miss out on this wonderful opportunity to make it your own. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,833 |
Total Monthly Payment | $2,813 | $2,811 | $3,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.