5 PEARL Street, Saint Augustine, FL, 32084 | $410,000

Step into this charming home, a blend of timeless elegance and modern convenience, offering 1, 768 square feet of living space. As you enter, you are greeted by a cozy Florida room, perfect for enjoying the pleasant weather year-round. The living room, featuring a beautiful stack stone fireplace, serves as the heart of the home, providing a cozy atmosphere for gatherings. Two of the three bedrooms are situated at the front of the house, each boasting its own en suite bathroom, ensuring privacy and comfort for residents or guests. The formal dining room, ideal for hosting dinners and celebrations, leads seamlessly into the well-appointed kitchen, equipped to meet all your culinary needs with SS appliances, plenty of counter top to food prep, white cabinets set against a stainless steel backsplash for a sleek look and a wet bar to make hosting guests easy. Towards the rear of the house, you'll find the third bedroom, conveniently located across from a full bathroom with access from the back door, making it perfect for guests or as a home office. This thoughtful layout ensures both convenience and functionality, making it easy to accommodate a variety of living arrangements. This home, with its historic charm and modern amenities, offers a unique opportunity to own a piece of history while enjoying contemporary comforts. This home would make a lovely primary residence with an option to short term rent as an investment. Located just minutes from Historic Downtown St Augustine means you are close to lots of dining options, shopping and entertainment. Welcome!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Unit
  • Year Built: 1925
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,768
  • Acreage: 0.18
  • Est. Taxes: $2,642
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer
  • MLS#: 2031674
  • Days on Market: 196 days
  • Website: https://www.raveis.com
    /prop/2031674/5pearlstreet_saintaugustine_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 PEARL Street, Saint Augustine, FL, 32084

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,265 $2,210 $2,790
Total Monthly Payment $2,560 $2,505 $3,085

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.