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4404 Winding River DRIVE, Valrico, FL, 33596 | $475,000
One or more photo(s) has been virtually staged. ***** HUGE PRICE IMPROVEMENT*****
LOCATION LOCATION LOCATION!! Welcome to River Crossing Estates, tucked in the heart of Bloomingdale! Don't miss out on this charming move-in ready home offering a 3 way split floor plan with 4 bedrooms, 3 baths plus office (or 5th bedroom) and 3 car garage. The possibilities of entertaining friends and family are endless with both formal and informal living areas. The kitchen is well appointed with an abundance of maple cabinets, stainless steel appliances, granite counters and a cozy breakfast nook. The home chef will not miss any of the action with sight lines to the family room, lanai and backyard. The primary suite includes stylish wood shutters, 2 walk-in closets and ensuite featuring double vanities, garden tub, and large shower. Fourth bedroom/guest room is tucked in rear of home with full bath for added privacy. Begin the day with a cup of coffee or melt it away and unwind with a cocktail in your large, private, tropical in-ground spa with relaxing waterfall, situated on your beautiful screened lanai adorned with brick pavers. Convenience is key being a few only a few minutes away from the YMCA, Bloomingdale Golf Course, parks, walking trails, dog parks and springs, makes it a breeze for staying active. Also in close proximity are top rated public and charter schools for all ages. Enjoy being only 30 minutes from downtown Tampa, Historic Ybor City, and the airport, you'll love the easy access to a variety of shopping, and dining, as well as favorite local spots. New Spa Pump 2024, Carpet 2024, Roof 2023, Appliances 2022, Water Heater 2020 HVAC 2019. Low HOA fees, No CDD, and an incredible location; you've found the perfect place to call home. Schedule your private showing today!
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 3 full
- Lot Size: 75 x 105
- Laundry: Laundry Room
- Year Built: 2002
- Garage: 3-car Common, Driveway, Garage Door Opener
- Heating: Central, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,460
- Acreage: 0.2
- Lot Size: 75 x 105
- Est. Taxes: $4,807
- HOA Fee: $258 Annually
- Lot Desc: Landscaped, Level, Sidewalk
- Elem. School: Cimino-HB
- Middle School: Burns-HB
- High School: Bloomingdale-HB
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: T3534350
- Days on Market: 123 days
- Website: https://www.raveis.com
/prop/T3534350/4404windingriverdrive_valrico_fl?source=qrflyer
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES Phone: 813-658-2121
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4404 Winding River DRIVE, Valrico, FL, 33596
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
| Total Monthly Payment | $3,004 | $3,002 | $3,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388