SELLER FINANCING AVAILABLE WITH 10% DOWN!! Discover the perfect blend of modern comfort and timeless charm in this exceptional property. Boasting a brand new kitchen featuring never-used appliances, granite counters, a stylish tile backsplash, and a cozy eat-in space. At the kitchen sink is an Insta-Hot water option that allows for an easy cup of coffee/tea or soup without the hassle of brewing an entire pot. The warm wood laminate flooring and a renovated guest bath add a touch of elegance. Multiple living spaces create the perfect setting for gatherings, with the kitchen seamlessly flowing into the dining/living space and a second living room. The main bedroom features an ensuite bath with a walk-in shower, offering a private retreat within this charming abode. The third bedroom offers a private entrance to the sunroom, where natural light floods in, creating a tranquil haven for creativity. Step outside to find a spacious yard offering endless possibilities – from a potential pool and spa to ample space for all your water toys. The property also provides room for a boat and/or RV, catering to your outdoor lifestyle. Rest assured, this home is situated in a non-flood zone, providing peace of mind. The ideal location places you close to the Pinellas Trail, shopping, dining, entertainment, and the picturesque Azalea Park, ensuring that every convenience is within easy reach. 2020 EPDM Rubber Roof system, 2023 HVAC Condenser, New soffits, New Exterior and Interior paint, New Kitchen, 2024 Appliances, Insta-hot at kitchen sink, 2021 Hot water heater. SELLER FINANCING AVAILABLE!!!
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,668 | $2,632 | $3,340 |
Total Monthly Payment | $3,162 | $3,126 | $3,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.