Welcome to 319 Vista Cruiser Lane, a charming single-family home located in the vibrant and walkable community of Oldsmar, FL. Built in 2017, this customized 2-story residence features 3 bedrooms, 2. 5 bathrooms, home office, and a spacious rear entry 2-car garage. The covered front porch overlooks the professionally landscaped common area of the community. The 8 foot front entry door leads directly to the inviting open-concept living area with 9’6” ceiling height and carefree wood look plank tile flooring. With seamless flow between the living room, dining area, and kitchen the space is perfect for gatherings. The spacious kitchen island seats three for a casual meal or serves as command central for children’s homework and activities. The kitchen is equipped with a full suite of Samsung stainless steel appliances, solid maple cabinetry doors with 42” upper cabinets and custom glass tile back splash. You will appreciate that the cooktop exhaust has added boots fan and is vented to the exterior. A half bath, walk-in pantry and access to the attached garage complete the first level of the home. Upstairs, the master suite offers a personal retreat with a tray ceiling with crown molding accent, a walk-in closet and an en-suite bathroom featuring dual sinks and large floor to ceiling tiled shower. Two additional bedrooms provide comfortable spaces for family or guests, with an adjoining Jack & Jill bathroom. The loft space has been customized for an office/walk-in closet with frosted glass double pocket entry doors leading to the perfect work/life space. The detail is evident throughout as seen in features such as the 5 ½” base and crown molding and custom shutters and window shades. Additional benefits of this property include hurricane rated construction, location within an X flood zone, and low HOA fees of just $216 per month. Across the street from both a park and fire station, the neighborhood is perfect for walking and exploring, with easy access to local parks, schools, shopping, and dining options. Don’t miss the chance to experience the best of Florida living in this beautiful home. We look forward to seeing you so you may discover the lifestyle features this property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,425 | $3,111 |
Total Monthly Payment | $2,842 | $2,842 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.