Enjoy your recently updated split floor plan 2-bedroom plus den, 2-bath "A" model villa with an attached 2-car garage located in the desired Heritage Oak Park Community; a gated neighborhood offering an active clubhouse lodge with kitchen, game tables, piano, free wi-fi service, library, and a screen porch, community activity director, recreational amenities (lighted tennis/racket ball courts, horseshoe, cornhole, and more), fitness center, heated pool, and a lake for catch-and-release fishing. A great location within ½ mile of major shopping centers and a short 30-minute drive to nearby beaches. This beautiful villa is situated along a gorgeous native oak tree lined cul-de-sac street adding to the Florida ambiance and providing ample shade for daytime walks, fishing or just relaxing in your screened-in lanai. In 2018, the home received a new roof, HVAC unit, water heater, and stainless-steel kitchen appliances. The highly sought after 2023 updates include granite countertops and backsplash in the kitchen, granite vanity tops in the bathrooms, new sinks (kitchen and bathrooms), full light flowing glass front storm door, new wall-to-wall carpeting in the bedrooms, custom plantation shutters on all windows and sliding glass doors, freshly painted throughout, and landscape enhancements. Other value-added features include tile flooring in the main living/eating and wet areas, customized raised panel cabinets with pull out shelving, hurricane rated garage overhead door, hurricane impact windows, accordion style hurricane shutters, large sliding glass doors leading onto the screened-in lanai, screened-in front entry, remote operated motorized garage door privacy screen, utility sink in the garage, and floored storage area in attic over. ***PLUS, seller paid 14-month homeowner’s warranty for the buyer to start at closing***
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Our Executive Mortgage Banker:
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$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,723 | $2,222 |
Total Monthly Payment | $2,294 | $2,293 | $2,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.