101 N Riverside DRIVE, #4100, New Smyrna Beach, FL, 32168 | $435,000

In consideration for using an approved lender, the seller agrees to a credit up to $5, 000. The credit can be allocated toward temporary or permanent rate buy down, closing costs and/or prepaids. Seller credit may not exceed allowable contribution limits based on loan types. Low Monthly Fees and NO Special Assessment. Remodeled 4th floor condo with views of the river and Canal St. All new kitchen; Custom maple shaker cabinets with soft close, custom pantry, quartz countertops, newer appliances. Large center breakfast bar island in the kitchen with pendant lights. New vanities in both bathrooms with stone countertops, new toilets and new light fixtures. All rooms freshly painted, living room sliding doors have barn door plantation shutters and leads to the balcony with panoramic views of the Intracoastal Waterway. Boat slips and kayak racks. Located in a historic district within walking distance of museums, restaurants & shops, you'll never be at a loss for things to do! This luxurious 55+ community offers many amenities that will keep you busy all year round – from boat slips available just steps away on Canal St. Community pool with clubhouse privileges and even access to riverside park and civic center right next door! You won't want to miss out on your chance at owning this two bedroom two bathroom 1000 sq ft property surrounded by intercostal views. Every morning start your day off right by taking a stroll down to the local farmers market or exploring the art district nearby. With no short term rentals allowed in this peaceful haven you can rest assured that any investment made into this beautiful condo will be safe during each vacation season. Community is financially stable with no special assessments and low monthly fees. Don’t wait too long because these types of dreamy beach homes don't come around often - schedule a showing today! Fantastic Intracoastal Views! This immaculate condo is in excellent condition and features fabulous views of the Intracoastal with a constant stream of boats cruising by. . . Living on the water has never been better. . . Located off Canal Street in downtown. Walking distance to restaurants, shopping, farmers market and art galleries. Boat slips available. 55+ community NO Short Term Rentals allowed. All inspections have been completed and passed Milestone, Reserve and SIRS. Peace of mind. Low monthly fees includes cable and internet.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 8
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Common Area, Same Floor As Condo Unit
  • Complex: CAPTAINS QUARTERS
  • Year Built: 1973
  • Approx Sq. Feet: 1,000
  • Acreage: 1.95
  • Est. Taxes: $4,317
  • Condo Fee: $465 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6215052
  • Days on Market: 163 days
  • Website: https://www.raveis.com
    /prop/O6215052/101nriversidedrive_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 9:17:08 PM)
Listing courtesy of COLLADO REAL ESTATE   Phone: 386-427-0002

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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101 N Riverside DRIVE, #4100, New Smyrna Beach, FL, 32168

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,315 $2,286 $2,935
Total Monthly Payment $2,750 $2,721 $3,370

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.