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I'm a cosmetic work in progress! Buy me now before the work is done, and the price goes up! Adorable carriage home with social gathering (kitchen, living room, powder room, storage/laundry) downstairs, and private (bedrooms & bath) up. Arch ways, under stair storage, French doors, stainless Whirlpool appliances and Quartz counters are just some of my special features. My roof, plumbing, electrical, HVAC and kitchen cabinets are newer. Ask for more details, disclosures, survey, and your personal tour today! Professional photos and staging are coming once the work is done. Save money; buy now! (Note: One bedroom is a pass thru to the other; non-conforming. ) . . . . . The popularity of the JEWEL BOX HOME and the lifestyle philosophy it represents has reemerged! There has been a nationwide decline in the McMansion craze. Separate formal living and dining spaces are out, kitchens, great rooms and outdoor entertaining spaces are in. Many factors play a role in the desire to downsize, less to manage in terms of energy and water consumption, a desire for a lower maintenance lifestyle, a focus on livability and a less is more philosophy and the opportunity to now own homes that operate with optimal efficiency using smart home technology. These JEWEL BOX HOMES appeal to a wide variety of demographics including young professionals and newlyweds, as well as two fast-growing segments: empty nesters and retirees. Living spaces are built to human scale. Architectural details add beauty and character. Human needs take priority. The focus is on good design, not size. (taken from Quora, What is a Jewel Box home?)
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,784
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,627 | $300,627 | $300,627 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,025 | $2,025 | $2,598 |
Total Monthly Payment | $2,339 | $2,339 | $2,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.