ROCK BOTTOM REDUCTION!!!! BEAUTIFUL HOME IN CANTERBURY LAKE ESTATES! LOW HOA! Not very often you find a home available in this charming community. Roof replaced in 2012 (30 year roof), A/C 2016, hot water heater 2021 and newer garage opener 2018. Exterior and interior was painted in 2016. Kitchen has upgraded granite counter tops and backslash. Soft close doors and pull out drawers in lower cabinets. Custom adjustable panty installed by owner tucked away in the laundry room, which has newer cabinets for all your laundry storage. Skylight in the kitchen gives a lot of natural light. All window coverings included, switches have dimmers for lights and fans. Coat closet behind the front door and contoured window in the living room. Carpet installed in 2016 very little traffic. This home is very spacious and high dimensional ceilings throughout. Newer hardware on all home cabinets in kitchen and bathroom. This homesite is large and tastefully landscaped with beautiful trees providing an abundance of shade in the front, back and side of home. You will enjoy a lot of peace and quiet lounging out on the screened lanai, flooring is tiled for easy clean up. The front porch is screened and faces the woods, this home is on a cul de sac for even more privacy, back area has green space viewing in the back, no looking at neighbors back yards. The community provides a swimming pool, tennis, pickleball, basket ball and a wonderful clubhouse for additional activities. Don't miss out of this fantastic home and all the community has to give. Access to the Withlacoochee State Park trails, biking, hiking and great fishing.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,553 | $1,552 | $1,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.