Welcome to this stunning townhome in the Gated Community of Osprey Lakes, ideally situated as an end unit. Seller is Willing to let remainder of her loan be assumed when using a VA Loan at a 2. 33 interest rate. This beautifully maintained home features 3 bedrooms, 2 ½ baths, and a 1-car garage. Enjoy the convenience of a wider, longer 2-car driveway due to its location at the bend in the street.
Inside, the open floor plan is highlighted by custom paint that matches the original model center, creating a cohesive and inviting atmosphere. The spacious kitchen overlooks the living room, perfect for cooking enthusiasts, with ample cabinet space, a large walk-in pantry, and a beautiful island. Triple sliders off the living room open to the screened lanai, offering a seamless indoor-outdoor living experience. A convenient half bath is located downstairs.
Upstairs, a utility closet with washer and dryer included, along with a loft that provides a view of the large adjacent lot and floods the space with natural light, adds practicality and charm. The secondary bedrooms are separate from the master suite, which boasts two large walk-in closets—one off the bedroom and one off the bathroom. The secondary bedrooms share a Jack & Jill bathroom.
Additional features include no rear neighbors, indoor ceiling fans with remotes, recently upgraded faucets, blinds throughout, and custom garage shelving for extra storage. This DR. HORTON Vale floor plan offers the solidity of a concrete block structure on both floors, ensuring energy efficiency and insurance savings. A fire hydrant across the road may qualify for insurance discounts.
Located in a gated community of just 179 townhomes, each with a double driveway and extra parking available throughout, the neighborhood boasts a low HOA that includes lawn maintenance and no CDD fees. Enjoy a short commute to Macdill, the Selmon Expressway, Downtown Tampa, as well as the abundant shopping and dining options of Brandon.
Don’t miss the virtual walkthrough—schedule your private showing today before this exceptional home is snapped up!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $1,987 | $1,985 | $2,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.