Great price on a lovely home in the Crescent Ridge 3 neighborhood in On Top of the World! Located on a large private corner lot next to a vacant retention area, this property has a pavered driveway, upgraded landscaping with hardscaping and decorative rocks, and features solar panels for extremely low electric bills. ($42 monthly average) Enjoy cooking in the well-designed kitchen with a gas range, granite countertops, oversized composite sink, soft close cabinets, and pull-out shelves in lower cabinets. Owners have recently added a pavered patio off the screened-in lanai, and electricity outlets are available to utlilize smokers and Blackstone grills. High ceilings and crown molding in the main areas and a wonderful floor plan make this small space seem spacious. The primary bedroom has a large walk-in closet and walk-in shower in the ensuite bathroom. The garage has high-end interlocking tiles for flooring, and hook-ups for a water softener or filtration system. So many upgrades, why even consider building? HOA fees cover outside lawn care. . . what a perfect place to retire or snowbird and enjoy all the activities and amenities offered in this popular 55plus community! (Some photos virtually staged)
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,495 | $1,456 | $996,337 |
Total Monthly Payment | $1,817 | $1,778 | $996,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.