123 Cassady STREET, Umatilla, FL, 32784 | $319,900

Fantastic downtown Umatilla location is close to parks, schools and churches. The home and in-law home both have new roofs (2023) and both have all new top of the line windows. The home features beautifully restored hardwood floors in the living rm and dining rm. The kitchen was remodeled with newer cabinets and new appliances. The living rm has a wood burning fireplace and has an electric log set for ambiance and extra wintertime heat. Central AC throughout. There are 3 bedrooms on the 1st floor and 1 bath. And there is a large room with 360 degree windows (older windows) around the 2nd floor which could be used as a 4th bedroom or would make a great studio or office space. The large bedroom in the front right corner could have a bathroom added easily. Other 2 bedrooms have new Lux vinyl plank flooring and nice closet space. The In-law Apartment is currently occupied by a single tenant. Easy to show with flexible tenant and tenant is currently paying $800 mo. All measurements deemed accurate but please verify your own measurements for accuracy.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 110 x 205
  • Laundry: Other
  • Style: Traditional
  • Year Built: 1925
  • Garage: Driveway, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,188
  • Acreage: 0.7
  • Lot Size: 110 x 205
  • Est. Taxes: $4,292
  • Lot Desc: City Lot
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Gas Water Heater, Range, Range Hood, Refrigerator
  • MLS#: G5083487
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/G5083487/123cassadystreet_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2024 8:32:08 PM)
Listing courtesy of LEGACY REAL ESTATE INVESTMENT   Phone: 352-267-7758

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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123 Cassady STREET, Umatilla, FL, 32784

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $358 $358 $358
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,701 $2,194
Total Monthly Payment $2,157 $2,134 $2,627

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.