JULY 23, 2024 AVAILABLE! Mitchell, Wilson, Plant school district! This highly walkable North Hyde Park area is very popular. A short walk from dinning, the JCC Community Center, Villa Brothers Park and many other activities. It is a short commute to Macdill AFB with NO TOLLS necessary!
This Light and bright bungalow has been updated with all the modern comforts including a brick fireplace in the living room. The dinning room is generous enough to hold a large dinner party. The kitchen cabinets are white with a large movable island and pantry for additional storage. The laundry room is off the kitchen at the rear of the house and has space beyond storing the washer/dryer (which stay with the home) The Primary bedroom includes an updated walk in shower and storage for linens. The other two bedrooms share a bathroom with a full tub. The home is having BRAND new windows installed prior to move in. The back yard is turf with a pergula and swing set to remain. There is a large SHED at the rear of the home for additional storage. There is plenty of parking on the long driveway to the side of the home that is shaded by the trees on the property next door. NO COSIGNERS for this home.
700 credit score and 3xs the rent in income to qualify for this home.
NO COSIGNERS!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,700 | $2,700 | $2,700 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $18 | $23 |
Total Monthly Payment | $93 | $93 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.