LOCATION LOCATION - This lot is located on higher elevation and has lower insurance costs. Everything has been done for you in this three-bedroom two-bath home conveniently located in a quiet and friendly neighborhood only blocks from Tamiami Trail, one block north of Philippi Shores Elementary School, and less than five miles to Siesta Key Beach as well as to downtown Sarasota with all it has to offer including shopping, dining, and entertainment. As you enter the home you will immediately see the recent renovation that was done. From the entry way you’re greeted by the view through the open living and family room to the large fenced back yard. Through the sliders from the family room, with its unique pallet wall effect, to the spacious screened lanai with access to the large backyard outside living that is hassle-free with plenty of room for a pool. The renovated kitchen, with new range, microwave, and dishwasher, is a great gathering spot with a large quartz island which allows bar seating and features storage cabinets underneath. The oversized (separate) laundry room features a new washer and dryer with plenty of room for shelving and storage. The primary bedroom has a walk-in closet and updated bath with a new vanity and shower. The guest bath has a new shower tub and vanity. New luxury vinyl has been laid and new impact windows add peace of my mind during storms. The air conditioning duct work has been replaced along with new attic insulation and the house was just re-plumbed throughout. Schedule a private showing today and make this conveniently located home yours.
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$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,444 | $3,137 |
Total Monthly Payment | $2,912 | $2,881 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.