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Completely remodeled in 2019 by a local builder, this 1820 SF split-level home is found in an area of newer homes nestled into private, level and open lot, bordered on 3 sides by trees. Still the property is conveniently located within minutes from UMASS, local schools, & Amherst center. Puffers Pond invites you to its public beach in summer. Enter into the windowed & tiled foyer & go up a half flight of stairs into the welcoming main floor w/ open floor plan. Both recessed & natural light bounce off the white walls & painted kitchen cabinetry, making the oak floors glow & enhancing the modern look of LR w/ fireplace. Enjoy a kitchen w/ SS appliances, granite counters & practical island. Open the slider to large deck & sup there while taking in your environs. The same decor - oak floors, white walls & doors - give the 3 bedrms & bath a classy look. The 1st level, windowed & vinyl planked, is beautifully finished w/ recessed lights, spacious Fam Rm, office/bedrm, full bath & laundry.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | Main,Second |
Bedroom 3 | Closet, Flooring - Hardwood, Lighting - Overhead | Main,Second |
Bedroom 4 | Closet, Flooring - Vinyl, Remodeled, Lighting - Overhead | First |
Kitchen | Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Peninsula, Lighting - Overhead | Main,Second |
Living Room | Flooring - Hardwood, Open Floorplan, Recessed Lighting, Remodeled, Slider, Lighting - Overhead | Main,Second |
Master Bedroom | Bathroom - 3/4, Flooring - Hardwood, Cable Hookup, Remodeled, Lighting - Overhead, Closet - Double | Main,Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,920 | $411,920 | $411,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $688 | $688 | $688 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,775 | $2,775 | $3,560 |
Total Monthly Payment | $3,555 | $3,555 | $4,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.