Welcome to this meticulously maintained stoneface Baker Built 3-bedroom, 2. 5-bath home located within the Spackenkill School District. This beautiful home is set on 1. 1-acres of professionally landscaped property with flowering trees, a striking Maple and Unilock walkways. Upon entry, take notice of the gleaming hardwood floors and an abundance of natural light. The spacious formal living room includes a fireplace surrounded by a stunning stone accent wall. Just off the living room is the formal dining area with lovely built-in corner shelves with cabinet space. Updated kitchen with granite countertops, tiled backsplash, maple cabinets and newer stainless-steel appliances. Each of the 3 bedrooms are located on the main floor. The primary suite includes an ensuite half bathroom, ceiling fan and a generous amount of closet space. A second spacious bedroom includes an oversized window offering a picturesque view of the front yard and third bedroom also with plenty of natural light. Completing the first floor is an elegantly updated full bathroom with granite countertops. Head upstairs to find two expansive rooms accompanied by a second full bathroom. Each of these rooms have been soundproofed and feature gorgeous oversized windows as well as radiant heat flooring throughout. Enjoy the private backyard inside the screened-in porch or out on the Unilock patio. Hand built shed provides additional storage space. This home is fully equipped with central air conditioning, an electronic air purification system, and municipal water. Recent updates include roof and gutter helmets (2021), B-dry system and 200-amp electric service. Conveniently located just minutes to shopping, dining and majorly traveled roadways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $1,244 | $1,244 | $1,244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,773 |
Total Monthly Payment | $4,300 | $4,260 | $5,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.