Salt water access throught the community boat ramp from this 1 bedroom, 1 bath, 1 car carport manufactured home located in the quiet community of Oyster Creek Mobile Home Park with reasonable monthly fees of $120. Very open floor plan with kitchen/living room combo with cathedral ceiling. Sliding glass doors open on to the vinyl enclosed and carpeted lanai. New roof over the lanai. Master bedroom has built-in wall closet and door to the lanai also. Bathroom has tiled flooring and a tub/shower combination. Relax and enjoy your morning coffee on the vinyl enclosed lanai. Shed provides additional storage and houses the washer/dryer hookups. BRAND NEW AC SYSTEM! Roof 2002. Great outside area, with fire pit! This home needs some work but is very affordable and would make a great seasonal getaway!A private boat ramp is there for you to use to access Lemon Bay and the Gulf Of Mexico. Clubhouse makes for a great place to make new friends or visit with old ones! Oyster Creek Mobile Home Park is a "55 plus" community with a great in-town location, convenient located near shopping, area beaches, fine dining, premier golf courses and world class fishing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $71,920 | $71,920 | $71,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $485 | $478 | $617 |
Total Monthly Payment | $719 | $712 | $851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.