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Welcome to Pinnacle at Spear, South Burlington’s premier neighborhood. This move in ready custom built one level contemporary offers easy living with 3 bedrooms, 3 baths in an open floor plan. Offering tray ceilings just under 10 feet with oversized casement windows allowing maximum sunshine. The corner lot abuts wetlands and conserved lands to the East. You will enjoy the eastern mountain views and western peaks of Lake Champlain and the ADK mountains. This home is meticulously cared for by current owner inside and out, it has a new roof, new deck, new furnace, new hot water heater, new washer & dryer. As you enter the foyer & dining room you will notice the elegant 18x18 black granite flooring. The large sunroom at the back of the house is perfect for morning coffee and enjoying the natural habitat of the conserved land and the views. Walkout to the deck and fence in the back yard to entertain. You will love cooking in the open kitchen which has 42inch white cabinets and 16x16 white ceramic tiles. Your spacious primary suite is on the south side of the house for maximum sunshine & privacy. Two additional bedrooms and full bath on other side of the house. Overall, a super convenient layout on one level. A full lower level is ready to be finished. Work from your home in the lovely office with peak views of Lake Champlain. The location is ideal for getting to lake , biking into UVM/ UVMMC (only 4 miles), airport or schools. Walking trails, biking just around the corner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,013 | $1,013 | $1,013 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,614 | $4,930 | $6,688 |
Total Monthly Payment | $5,719 | $6,035 | $7,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.