Under contract-accepting backup offers. **SELLER IS NOW OFFERING $5000 toward closing costs. ** Ask about lender contributions toward closing costs for qualified lenders using the preferred lender! Welcome to your Historic Downtown Deland "Hometown" dream! The style and space offered throughout the home create both luxury and practical functionality for today's busy family. This stunning 3-bedroom, 3-bathroom residence boasts a versatile flex space, ideal for an office or additional living area. Step into the heart of the home, where a custom kitchen awaits with 42" cabinets, a large island, and an open concept design that flows seamlessly into the spacious living area. Perfect for entertaining or simply enjoying family gatherings. The expansive primary suite is a sanctuary of comfort, featuring a custom-designed closet and an expansive bathroom retreat. Convenient upstairs laundry adds practicality to the elegant design. Outside, discover a wooded backyard oasis, complete with inviting yard space and playground equipment, making it ideal for both relaxation and play. You will find custom flooring on the patio and lanai, ensuring every inch of this home is designed with both style and durability in mind. Located minutes from Downtown Deland's Historic district and Stetson University, this home offers the perfect blend of tranquility and urban convenience. Don't miss your chance to experience the enviable "Hometown" lifestyle where your family will be able to enjoy festivals, shopping, dining and fun, as well as attend basketball and baseball games with the renowned Stetson University in your "backyard!" Deland is minutes from the beaches and with quick access to I4 to reach the theme parks! Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,342 | $2,340 | $3,018 |
Total Monthly Payment | $3,029 | $3,027 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.