This classic 1820 Colonial home is set beautifully in a quintessential Vermont village. Upon arrival you are impressed by exquisite stonework largely created by reclaimed granite foundations of old barns. The fully restored balloon-frame original Colonial is enhanced by a new 2023 addition featuring a cathedral ceiling kitchen with picture window and custom mahogany french doors overlooking the spectacular private stone patio. This sets the tone for the level of detail that went into this home. Upon stepping onto the covered porch and into the mudroom, you enter the lovely kitchen addition and two large rooms. You can imagine your own sunny living room or formal dining room and a charming study complete with a Vermont Castings gas stove. The original balusters and handrail lead you upstairs with a lovely seasonal view of the Ompompanoosuc River and two spacious bedrooms, a 3/4 bath, laundry room and plenty of closet space. This total interior renovation includes all new windows, new roof, new electrical and plumbing, new insulation and septic, along with new hot water and direct vent propane heaters. The historic barn has been restored and could be further renovated. Located in Union Village, this home is perfect for full time enjoyment or as getaway for weekenders. It is an easy walk to the scenic Union Village Dam and recreation area, covered bridge and trails.
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$696,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,800 | $556,800 | $556,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,474 | $3,383 | $2,315,360 |
Total Monthly Payment | $3,876 | $3,785 | $2,315,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.