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Welcome to 14 Spinnaker Rd, home to an exceptional lifestyle in the beautiful Great Neck section of Waterford. Here you can walk to the beach or bike to Eugene O'Neil Theater or Harkness State Park! This impeccable home welcomes you with a large front porch leading into an impressive foyer, showcasing a naturally flowing and open floor plan. Freshly painted and beautifully updated, this 4-bedroom residence boasts two primary bedroom suites, one on each floor, a brand-new spectacular eat-in kitchen, four remodeled bathrooms and fixtures, a separate formal dining room, and living room with a cozy gas fireplace. The home features hardwood floors, new tile and carpets on the main floor and a new, efficient, propane heating system, complete with a new 500-gallon propane tank. This stunning large Cape offers 2"x6" construction and a walk-out basement with a finished bonus room, perfect for an office or hobby space. Entertain on the new rear TimberTech deck, and enjoy year-round comfort with central air. The property also includes "Electric Fence", a kennel/garden and an automatic Generac propane generator capable of running the entire home during outages. Situated at the end of a cul-de-sac, this home provides additional privacy while being part of a community. Don't miss the chance to experience the best of Great Neck living!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Den | Hardwood Floor | Main |
Dining Room | Engineered Wood Floor | Main |
Eat-In Kitchen | Remodeled,Island,Patio/Terrace,Sliders,Engineered Wood Floor | Main |
Living Room | Fireplace,Engineered Wood Floor | Main |
Primary BR Suite | Remodeled,Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
Primary BR Suite | Remodeled,Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
Rec/Play Room | Laminate Floor | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $763 | $763 | $763 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,999 | $4,273 | $5,796 |
Total Monthly Payment | $4,854 | $5,128 | $6,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.