This is an exceptional opportunity to acquire one of the most immaculate and meticulously cared-for properties in Poughkeepsie. Nestled on a beautifully landscaped double lot encompassing 0. 77 acres, this delightful Cape Cod residence is sure to impress. The property boasts an impressive four-car garage with Heat and A/C ideal for automotive enthusiasts or anyone requiring ample garage space. The additional parcel housing the garage presents the potential for constructing another home or outbuilding, subject to the necessary approvals from the Town of Poughkeepsie. The photographs accurately reflect the property’s charm, and upon visiting, the pride of ownership is evident throughout. The first floor comprises two bedrooms, a living room, a dining room, a full bathroom, an enclosed three-season room, and a spacious galley kitchen equipped with a farmhouse sink, cherry cabinetry, stainless steel appliances, granite countertops, and a tiled backsplash. The primary suite is located on the upper level, featuring a generous bathroom with double sinks, a soaking tub, and an exquisite stone shower. Additional highlights include stunning hardwood floors, central air conditioning, a security system with cameras, an irrigation system to preserve the lush landscaping, nightscape lighting, Unilock retaining walls, and a powered awning over the Trex deck. Every aspect of this property has been meticulously maintained to meet the standards of the most discerning buyer. Wing Road is conveniently located just minutes from the Poughkeepsie Train Station, facilitating an easy commute to New York City, and is in close proximity to the Taconic State Parkway, The Walkway Over the Hudson, The Culinary Institute of America, the Vanderbilt and Roosevelt Mansions in Historic Hyde Park, as well as Marist and Vassar Colleges, craft distilleries, wineries, breweries, and the Hudson Valley Rail Trail System, among other attractions. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 4+ Car Detached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $1,086 | $1,086 | $1,086 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,068 | $3,979 |
Total Monthly Payment | $4,286 | $4,246 | $5,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.